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Compare and purchase the best
car insurance rates in Windsor.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Collision Coverage
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Family protection
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.

Our Reviews

Get the best rates from Canada’s top insurance providers
Save up to 25% on car insurance in Windsor with Surex

Windsor, ON is known as the Automotive Capital of Canada, so it’s only natural that its residents know a thing or two about cars. That being said, finding cheap car insurance in Windsor, ON can be difficult, especially for new drivers. If you need help finding cheap car insurance quotes in Windsor, you should consider teaming up with a Surex insurance advisor.

At Surex, we make finding car insurance in Peterborough a quick and simple task. We pair drivers with their own personal insurance advisor, who can help them find and compare coverage options from the best car insurance companies in the province. Contact us today to learn how you can save up to 25% with Surex!

Car Insurance in Windsor - What You Need to Know

Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from the top rated car insurance companies in Ontario so you can compare prices and the best insurance coverage options!

Car insurance in Windsor is an agreement between customers and insurance providers that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Windsor are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage. 

There are three types of auto insurance coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 
  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
  • Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Car insurance in Windsor costs approximately $1,300 per year. It is less than the provincial average and lower than many other cities in Ontario. Drivers should shop around online to get the best car insurance rate possible in Windsor. Remember, there are multiple factors that affect an online insurance rating for vehicles in Ontario. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!

Drivers should shop around online to get an automobile insurance quote for the best car insurance in Windsor. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect low cost auto insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

Drivers must provide a few documents for their car insurance in Windsor. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information. 

The top rated car insurance companies in Ontario send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies. 

The most affordable online car insurance company will depend on every customer’s unique situation. Ontario automobile insurance companies have their own formulas, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare insurance companies with Surex so that licensed insurance advisors can shop the market for you. 

You can contact your assigned Surex insurance broker/advisor or contact the auto insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

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The best road-trip destinations in Windsor

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Windsor to explore on your next road trip.

Top Sites in Windsor:
  1. Art Gallery of Windsor
  2. Ambassador Bridge
  3. Willistead Manor
Best Parks in Windsor:
  1. Malden Park
  2. East Riverside Park
  3. Jackson Park
Most Popular Foods in Windsor:
  1. Chicken Delight
  2. Shawarma
  3. Lake Erie Perch
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