Compare and purchase
Canada's best motorcycle insurance.
Compare and
purchase Canada's
best motorcycle insurance.
This add-on coverage the cost of repairing or replacing custom parts, accessories that aren’t typically included on a standard bike.
As a form of trailer insurance, this add-on extends coverage to any trailer you use to transport your motorcycle.
This is exactly what is sounds like - coverage for your personal riding items, such as your helmet and saddlebags.
In the event of roadside assistance, this pays for expenses such as battery jumps, gas and towing.
This covers expenses related to lodging, meals and transportation if your motorcycle breaks down during a trip away.
In Canada, we love our motorcycles, probably because we have such a short window to get out there and ride. We see it every year, as soon as the snow melts, people are out on their bikes. With such little time to ride you have to take advantage of every sunny day. With the season being short, you don’t have time to waste on searching for motorcycle insurance. Our Advisors will shop up to 10 of Canada’s best carriers to make sure you get the best value. Owning a motorcycle is also investing in a lifestyle, you gain a world full of other enthusiasts - meeting new people with a common interest- who enjoy talking about bikes and cruising around town.
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Motorcycle insurance FAQs
Yes, you can own a motorcycle and an insurance policy for it without a license. However, you cannot legally drive a motorcycle in any province without a license.
This really can differ by the driver, by city and province. However, if you are over the age of 25 with a good driving record, this usually qualifies for good prices. Connect with one of our Surex Advisors today for a quick quote on your motorcycle insurance.
Motorcycle insurance is important, in Canada, motorcycle owners must have insurance by law. Bodily injury and property damage insurance protects you against claims filed by other parties in the event of an accident caused by you. If you live in a province with mandatory motorcycle insurance laws, the operation of a motorcycle without the minimum insurance coverage is a violation of the law.
Typically, a motorcycle insurance policy consists of several components:
Loss or Damage Coverage: This covers your bike if it is damaged in an accident and protects you against other risks such as theft, fire and vandalism to name a few.
Third-Party Liability: This covers if you've caused damage to a third party's property or to their personal wellbeing. There is a required minimum amount required by provincial laws (ie. 200K in Ontario) but is recommended to have 1-2 million.
Accident Benefits: This covers if you and your passenger were to be injured in an accident
Hit and run coverage: This is actually a mandatory coverage that not everyone has. This covers you if an at-fault driver leaves the scene of an accident or is uninsured.
A standard motorcycle insurance policy typically includes third-party liability, accident benefits and uninsured automobile coverage.
