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Types of coverage we provide
Provides protection against a lawsuit resulting from damaged property or personal injuries.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Save up to 25% by bundling your home and auto insurance
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Surex can help you save up to 25% on affordable home insurance in Kingston
The city of Kingston, also known as the Limestone City, is an excellent place to live for countless reasons. Kingston has a relatively low cost of living, making it an ideal place for individuals that are looking to start or expand their growing family. If you’re planning on buying a home in the city, you should take a moment to compare insurance companies with a brokerage to get affordable home insurance in Kingston.
If you’re looking for affordable, high-quality home insurance in Kingston, you’ve come to the right place! At Surex, we make finding and comparing affordable home insurance quotes a frictionless experience. Within ten short minutes, we can provide you with up to ten personalized online insurance quotes from the top rated home insurance companies in Ontario. Call or click today to contact your dedicated Surex insurance broker learn how you can save as much as 25% on the best insurance coverage in Kingston.
Home Insurance in Kingston - What You Need to Know
Homeowners’ insurance policies generally provide at least $100,000 worth of liability insurance but higher amounts are available and recommended. Generally, it is recommended to purchase in the range of $300,000 to $500,000 worth of liability coverage in Kingston.
Several factors will affect how affordable home insurance is in Kingston, including location, the home value and cost of replacement, coverage limits, the amount of the deductible, home improvements and renovations done to the house, roofing, plumbing, electrical, and age of the house.
Shop around for different rates with the best insurance broker to get insurance online at a competitive price. They will help ensure you get an affordable home insurance rate from one of the top rated home insurance companies in Ontario.
Bundling — Bundle your auto and home insurance policies together to save in the long run.
Consider obtaining a higher deductible — It may be more out of your pocket initially, but you will have a chance to save on your monthly insurance cost.
Maintain a good driving record — This one speaks for itself. Driver safer and you will get a discount.
Review your coverage each year — You’ll never know what other options you have or what coverage you actually need until you do your annual review. Review regularly and add or remove components of the insurance policy that you do not need for that particular year.
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Surex Insurance Tips & Advice
Spring is ideal for post-winter car care. Maintain tires, brakes, and battery, and find a reliable repair shop to ensure smooth, confident driving.
Spring melt and heavy rain can lead to flooding. Protect your home with prevention tips and learn about flood insurance to avoid costly water damage.
Trump's tariffs on Canada, Mexico, and China impact industries like insurance by raising costs on goods. Retaliatory tariffs and economic tensions continue as the U.S. cites immigration and drug concerns.
