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Compare and purchase the best
home insurance rates in Manitoba.

Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Liability Coverage
Liability Coverage

Provides protection against a lawsuit resulting from damaged property or personal injuries.

Home Insurance
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Manitoba home insurance rates vs. other provinces

Manitoba has fairly low insurance rates compared to the rest of Canada due to a variety of factors. While home insurance in Manitoba is affordable, it's always wise to see if you can save more! Start a free quote with us now to find out how much you could save!

Province

Average Rates

Manitoba

$1,335

Alberta

$2,304

Ontario

$1.797

Nova Scotia

$2,788

New Brunswick

$2,402

Newfoundland & Labrador

$2,513

Prince Edward Island

$1,145

British Columbia

$2,389

Yukon

$1,830

Nunavut

$3,516

Saskatchewan

$1,873

Northwest Territories

$3,367

See how our customers save big on home insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Manitoba homeowners save on home insurance.

Customer

City

Type

Average Rate

Lowest Rate

Savings

Erol

Winnipeg

Detached

$2,249

$1,295

$954

Kieran

Steinbach

Detached

$1,985

$1,058

$927

Tammy

Flin Flon

Detached

$1,725

$709

$1,016

Home Insurance in Manitoba - What You Need to Know

Just as we compare insurance companies to find you the cheapest home insurance rate, we do likewise with car insurance. When you bundle your services, you can save up to 25%!

Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's with two different insurance companies in Manitoba!

We provide affordable home insurance in Manitoba to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online insurance to protect against fire, fixes as well as repairs.

You can be covered from inclement weather such as wind, hail and lightning. The best home insurance in Manitoba also extends to protect your valuables from theft.

In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the previous 10 years when you get insurance online or over the phone.

As Manitoba's home Insurance Marketplace, Surex has partnered with the top home insurance companies in Canada so you can choose the most ideal home policy for you, from a reputable insurer in Manitoba.

Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy in Manitoba to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.

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Speak to a Dedicated Advisor

Denae P.

Licensed Insurance Advisor

Insurance Broker
How you can save money on home insurance?

Home insurance has many factors when calculating the rates.  Plus, every home insurance company underwriters risk differently, so that is why getting to compare quotes is important. Here are a few things to keep in mind:

Woman
Increase your deductible

Increase your deductible

This is the amount you pay towards an insurance claim, so by offering to pay a higher percentage of a future claim, your insurance company will decrease the cost of your premium. But, keep in mind you will be paying more out-of-pocket when, and if, you ever file a claim.

Bundle your insurance

Bundling always helps you save, whether it's your phone, tv, or internet! So, if you have a car, or any other insurable item, think about going with the same insurance company, who will most likely reward you with a discount!

Shop around

Always compare home insurance quotes to see what all your options are on similar policies. No two policies are the same, so comparing will let you choose what's right for you.

How it works
How it works

Get a personalized quote in minutes! We’ll help you compare multiple offers from Canada’s top insurers. Your dedicated advisor is here to help every step of the way.

Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Our Advisors
Our Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

Surex Insurance Tips & Advice
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