Compare and purchase the best
home insurance rates
in New Brunswick.
Provides protection against a lawsuit resulting from damaged property or personal injuries.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
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New Brunswick home insurance rates vs. other provinces
Province |
Average Rates |
|---|---|
New Brunswick |
$2,402 |
Alberta |
$2,304 |
Ontario |
$1,797 |
Newfoundland & Labrador |
$2,513 |
Prince Edward Island |
$1,145 |
Manitoba |
$1,335 |
British Columbia |
$2,389 |
Saskatchewan |
$1,873 |
Nova Scotia |
$2,788 |
Yukon |
$1830 |
Northwest Territories |
$3,367 |
Nunavut |
$3,516 |
See how our customers save big on home insurance
Customer |
City |
Type |
Average Rate |
Lowest Rate |
Savings |
|---|---|---|---|---|---|
Alison |
Saint John |
Townhouse |
$3,340 |
$2,501 |
$839 |
Frederic |
Miscou |
Detached |
$2,388.00 |
$1,626 |
$762 |
Kathleen |
Dieppe |
Detached |
$2,055.00 |
$1,270 |
$785 |
Home Insurance in New Brunswick - What You Need to Know
The cost of home insurance in New Brunswick typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. It’s best to budget approximately $800 to $2,600 annually for home insurance costs, but again this will vary from person to person.
There are four basic types of home insurance in New Brunswick you can get:
Comprehensive: This provides the most coverage and is the most expensive. It covers your home and its contents against all perils (except the ones specifically excluded from your insurance policy)
Basic or Named Perils: This coverage insures your home, contents and property for perils that are specifically named in your policy
Broad: This is coverage that is right in between a standard policy and comprehensive, covering your home against all risks (minus exclusions) and coverage for your contents against any named risks.
No frills: This provides minimal coverage, and is the cheapest. It is usually for homes that don't meet underwriting standards (doesn't meet normal insurance standards).
And of course, if you feel you need more coverage you can inquire about extra coverages (or endorsements) that will cover certain risks that can affect your area such as:
- Overland flooding
- Windstorm damage
- Sewer backup
We've partnered with some of the top insurance companies in Canada to provide you with ten (or more) quotes for you to compare and get the best home insurance quotes and price for your situation! Let Surex help you compare insurance companies and help you find the best home insurance New Brunswick has to offer.
Here is who we work with:
- RSA
- Pembridge
- Intact
- Travelers
- Wawanesa
- Aviva
- Economical
A licensed insurance broker can offer affordable home insurance quotes for you in New Brunswick. If you contact the best insurance broker channel they can provide you with more than one option, so you can see comparables in price and find the best insurance coverage in New Brunswick!
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Speak to a Dedicated Advisor
Licensed Insurance Advisor
Home insurance has many factors when calculating the rates. Plus, every home insurance company underwriters risk differently, so that is why getting to compare quotes is important. Here are a few things to keep in mind:
Increase your deductible
This is the amount you pay towards an insurance claim, so by offering to pay a higher percentage of a future claim, your insurance company will decrease the cost of your premium. But, keep in mind you will be paying more out-of-pocket when, and if, you ever file a claim.
Bundle your insurance
Bundling always helps you save, whether it's your phone, tv, or internet! So, if you have a car, or any other insurable item, think about going with the same insurance company, who will most likely reward you with a discount!
Shop around
Always compare home insurance quotes to see what all your options are on similar policies. No two policies are the same, so comparing will let you choose what's right for you.
Get a personalized quote in minutes! We’ll help you compare multiple offers from Canada’s top insurers. Your dedicated advisor is here to help every step of the way.
Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.
We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.
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