Honda vehicles are typically more expensive to insure than other car brands. Honda is popular with car thieves, with the Honda Civic being a high target vehicle and the prime reason why car insurance is so high for this model. They have a range of approximately $265/month or $3,200/per year.

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some popular ways you can save on your car insurance:

• Use an insurance advisor
• Shop around and compare prices
• Bundle your insurance policies
• Driving less
• Driving safely
• Inquire about discounts
• Increase your deductible
• Be claims-free
• Be a long-time insured driver
• Have a clean driving record
• Installing winter tires

Here are five factors that can impact insurance rates:

• Theft: The Civic and the Accord are targeted by thieves for their parts. Honda Civics especially have high-value parts because they can be used on various older models. This can make your premiums higher than compared to other models.

• Reliability: Honda cars have a good reputation and are known to be reliable; with their impressive features and designs that make them less likely to break down. They have great economic value.

• Strong safety rating: Honda cars have great safety features and impressive safety ratings - year after year. This can help lower your car insurance premiums.

• Affordable repair costs: Honda cars are not expensive to repair and maintain, and the parts are readily available.

• Location: Where you live and drive matters and rates will vary based on where you live in Canada. For example, if you live in a region with high theft or accident rates, that can affect your rates.

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

Honda car insurance quotes are based on a variety of factors, some of which include:

• Drivers age
• Driving history
• Where the driver resides
• Make & model of Honda vehicle
• Safety features on the vehicle

Honda vehicles are considered to be relatively safe and reliable with many models receiving high safety ratings. Many Honda models come equipped with advanced safety features such as airbags, anti-lock brakes, and electric stability control which can help reduce the risk of accidents.

Honda vehicles have a good reputation for reliability and durability, which can keep maintenance costs down. They are built with high-quality materials and advanced technology which help make them last for many years, generally needing few repairs. Honda car parts and repairs are generally affordable and widely available.