Compare and purchase the best
motorcycle insurance rates
in Edmonton.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Provides protection against a lawsuit resulting from damaged property or personal injuries.
This add-on coverage the cost of repairing or replacing custom parts, accessories that aren’t typically included on a standard bike.
As a form of trailer insurance, this add-on extends coverage to any trailer you use to transport your motorcycle.
This is exactly what is sounds like - coverage for your personal riding items, such as your helmet and saddlebags.
In the event of roadside assistance, this pays for expenses such as battery jumps, gas and towing.
This covers expenses related to lodging, meals and transportation if your motorcycle breaks down during a trip away.
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Edmonton, Alberta, is celebrated for its lively culture, natural beauty, and vibrant urban atmosphere. Yet beyond the city, a network of scenic driving routes awaits, offering spectacular views, unique attractions, and unforgettable experiences. Whether you're a resident or a visitor, exploring these picturesque roads is sure to be a trip highlight.
In Alberta, the journey itself is often just as rewarding as the destination. The province offers some of Canada’s most diverse and captivating drives, from vast fields of yellow canola to rugged, towering mountains.
Looking for motorcycle insurance? Our Advisors will shop up to 10 of Canada’s best carriers to ensure you get the best value. Owning a motorcycle is also investing in a lifestyle, you gain a world full of other enthusiasts - meeting new people with a common interest- who enjoy talking about bikes and cruising around town.
Motorcycle Insurance in Edmonton - What You Need to Know
The average cost of motorcycle insurance is unique to the individual rider. Your level of experience, age, type of bike you have and riding history all effect how rates are determined by insurers.
In Edmonton, motorcycle insurance must include Third-Party Liability and Accident Benefits coverage—these are the only required types. All other insurance options are optional.
Motorcycle insurance is legally required in Alberta, providing essential protection for riders while ensuring compliance with provincial laws.
Common factors that affect premiums include :
- The make and model
- Location
- If you have passengers or not
- Your age and riding experience
- How you ride – touring, commuting, and how much mileage
- Riding record and insurance history
Typically, a motorcycle insurance policy consists of several components:
Loss or Damage Coverage: This covers your bike if it is damaged in an accident and protects you against other risks such as theft, fire and vandalism to name a few.
Third-Party Liability: This covers if you've caused damage to a third party's property or to their personal well-being. There is a required minimum amount required by provincial laws (ie. 200K in Ontario) but is recommended to have 1-2 million.
Accident Benefits: This covers if you and your passenger were to be injured in an accident
Hit-and-run coverage: This is actually a mandatory coverage that not everyone has. This covers you if an at-fault driver leaves the scene of an accident or is uninsured.
A standard motorcycle insurance policy typically includes third-party liability, accident benefits and uninsured automobile coverage.
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